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Multi-Family/Commercial Loans
Program Guidelines/Preferred Property Types.
Major Metro Areas. Please Call to find out if we are currently Lending in your State or Metro Area.
Our Preferred Property Types; Apartment buildings; General use Office, Light Warehouse, Mini-Storage & Retail Properties.
We Also Lend on Auto Body and Repair, Motel/Hotel Hospitality, Restaurant/Bar (see List Below) at slightly lower LTV/LTC
Loans for Purchase/Acquisition, Rate & Term Refinance or Cash-Out Refinance for better cash flow management. Maybe your loan has a Call Date/Balloon coming due soon? Maybe you need to Buy-out Partner? Maybe you need more warehouse space, or more working capital to purchase additional inventory? Maybe the local commercial bank is no longer lending this quarter or just asking for too much paperwork or personal guarantee/recourse?
The needs are as versatile and unique as you and your business! We're Here to Help you get Started.
Our Financing Programs offer fully amortized terms up to 0 years, or Hybrid Fixed Initial term Amortized to 300 months - Please keep in mind, the shorter the fixed term the better the commercial rate offer will be.
Pinnacle Mortgage Group represents dozens of Wholesale Commercial Lending Conduit's, including several small balance Commercial Mortgage Bankers. See below for a list of property types we lend on.
Small Balance Loan Amounts & Loan Limits are; $100,000.00 to $3,000,000.00. Ask us about current availability of using a Stated Income/Stated Asset (no 1040's needed) program for loan amounts from $100k to $1,000,000.
The SBA 504 Commercial Loan Program offers more Liberal underwriting and flexibility due to FHA Insuring between 15 to 20% of loan balance over 75%. The 504 Program can go up to 90% LTV/CTV with FICO Scores over 660 for Owner Occupied Property. Much more liberal than banks or traditional commercial lending sources.
Click Link below to access and print our Commercial Loan Application. Complete and fax back to our commercial division at; (714) 921-0484
Commercial Loan Application.pdf
Lending on the following commercial property types;
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5 + unit Apartment Buildings to multi-building projects
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Retail Shops/Store
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Medical/Dental/Law Office Buildings & Office Condo's
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Warehouses & Storage Unit Facilities
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Light Industrial Buildings
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Industrial Buildings
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Light Manufacturing
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Strip Mall Shopping Centers
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Gas Stations / Automotive Repair Shops (environmental report)
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Mixed Use Commercial - Store front with residential in rear, etc.
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Restaurant/Bar
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Hospitality Industry - Hotel/Motel
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Grocery/Liquor/Convenience Store
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Elder Care Facilities / Nursing Homes
Our Commercial Mortgage Advisors are Certified Commercial Mortgage Specialists having passed continuing education for Commercial Mortgage Financing, earning Certified Status from several major Commercial Lenders with whom Pinnacle Mortgage Group is affiliated
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Mention us at your next Commercial Property Owners Association function.
Up to $500 Home Depot/Lowes Gift Cards Presented to Referring Source 48 hours after C.O.E. Please Talk with one of our Comm. Loan Advisors for more on our Referral Program.
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