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Closing Costs
Debt-to-Income Ratios
Disputing Credit Reports
Documenting Assets
Errors on Your Credit Report?
FHA & VA Loans
Financing Closing Costs
Fixed vs. Adjustable
Get Your Loan Faster!
Gifts as Downpayment
Home Equity Loans
How Much Can I Afford?
Improve Your Credit Scores
Items Needed 4 Loan
Modifications Explained
Mortgage Saving tips
Mortgage Tuneup
MultiFam/Commercial Loans
Points or No Points?
Pre-Approval Letter vs. Pre-Qual?
R.E. Consulting & Expert Witness Srvcs.
Rates and A.P.R.
Real Estate Glossary
Refinancing Options
Remodeling Jobs that Add Most Value
The Loan Process
What is a credit score?
What is PMI?
What's on your Credit Report?
When to get Qualified
When's the best time to Refi?
Your Down Payment
Your FICO score
The O.C. Mortgage & Real Estate Blog:
 
6 Things You Must Know BEFORE You Start Looking for a Home
5/16/2010 1:10 AM
http://twitter.com/LowRatesOnline Before you start looking for a home, you must get "Pre-Qualifed" for your loan; Banks, Credit Unions, and Mortgage Brokers are where you would go for consultation and application. They will take the loan app., process your supporting documentation and issue your pre-qual or pre-approval letter for the real estat...Read More
 
Trigger Leads Sold by Experian, Equifax and TransUnion; Is Consumer Fair Game?
5/16/2010 1:10 AM
http://PinnacleMortgageBroker.com      How to Avoid Trigger Lead Calls or............."How to Stop those Annoying Dinner-time Calls, right after Applying for Loan" After I've taken a loan application with a borrower client, I always inform them of a Sales Practice that I feel is unethical at best; The Purchase of Trigger Leads by what I refer to...Read More
 
Tax Returns Due at Midnight (Thurs. April 15, 2010) Tonight!
5/16/2010 1:10 AM
Apply for Low Fixed Rate Online in 7 Minutes! Tax Returns Due Midnight Tonight;  April 15th Tax filing day is upon us. You have until midnight Wednesday to file your 2009 Federal & State Tax Returns or for an extension; Here are some last minute tips:   All over The O.C. , Most  Orange County Post Offices will be open late Wednesay, April 15: ...Read More
 
How to Increase Your Chances of Getting Approved for Mortgage Loan!
5/16/2010 1:10 AM
The Cold Hard Truth is this;  It's just not enough these days to only have One or Two of the 4 C's of Lending Criteria.  Times have Changed and Lenders have gone back to the Basics - Old School Guidelines and Loan Perameters.  You must have good to excellent credit and a steady job, as lenders are increasingly picky when it comes to loan approva...Read More
 
7 Reasons to Use a Licensed Mortgage Professional
5/16/2010 1:10 AM
7 Reasons to Use a Licensed Mortgage Professional For many people, mortgage payments are their single largest monthly expenditure. Yet, in these choppy economic waters of a waning recession - when financing a home, most American's don't really do extensive comparison shopping to Ensure they are getting The Best Mortgage Rate and Terms available...Read More
 
Does the Government Owe You Money?
5/16/2010 1:10 AM
Check Current 15 and 30 year Conv. Rates here The U.S. Treasury owes Americans nearly $17 Billion in unredeemed Series E Savings Bongs. Sold form 1941 until 1980, the bonds were marketed initially as a way to show patriotism during W.W. II and later as a safe way to invest. But many people have lost or forgotten about these bonds purchased g...Read More
 
A Humorous Look at "The Struggles of Traveling Salesmen in this Economy"
5/16/2010 1:10 AM
An out-of-work Cajun oilfield hand answered a knock on the door one day, only to be confronted by a well-dressed young man carrying a vacuum cleaner. "Good morning," said the young man. "If I could take a couple of minutes of your time, I would like to demonstrate the very latest in high-powered vacuum cleaners." "Go away!" said the unemploye...Read More
 
Tom Purcell (MtgProbSolver) on Twitter
5/16/2010 1:10 AM
Tom Purcell (MtgProbSolver) on Twitt...Read More
 
Twitter / MtgProbSolver
5/16/2010 1:10 AM
Please follow me on Twitter for breaking news and info regarding Local and National R.E. and Mortgage Insider News Here's my lastest Tweet about Fannie Mae Tightening their Debt Ratio Guidelines. FNMA Lowers Debt Ratio to 45% max! FHLMC 2 follow? If u were wondering if u'd qualify, Don't wait, Apply Securely Now @ http://bit.ly/4VRNfB MtgPr...Read More
 
Top 5 Improvements for Homesellers
5/16/2010 1:10 AM
According to a HomeGain Survey, of 1,000 Realtors Polled Nationwide; The Top Five (D.I.Y.) Home Improvements that Realtors Recommend, based on lowest cost, and giving back the Most Bang for the Buck  (from Highest to Lowest ROI) are; Cleaning and de-cluttering the interior of the home;  $200 with a $1,700 price increase.  872% ROI Home Sta...Read More




 
 
 
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