Our Current Rate Sheet   

Since 1986 Pinnacle Mortgage & Realty Group has been "Lending" you a Helping Hand with Low Rates on Residential and Commercial Property in the Golden State of California. 

We are affiliated with dozens of major mortgage lenders and offer over 124 different types of loan programs and rates, for every type of borrower and their individual and specific needs.

If you want to start saving money, lowering a fixed rate payment or an escalating adjustable rate and payment, consolidate bills or start that remodeling project; Please take a few moments to peruse our comprehensive online tools or better still, be Qualified in Minutes, with our Easy, Secure, Loan Application right now!   

Which is the better way to go; "Pre-Qual letter or Pre-Approval letter" ?   Click on Link for a detailed description between the two types and find out which is best for you.

or Call us Toll Free and speak with a knowledgable, no pressure,  Loan Advisor

(800) 564-1500 

to help you explore your financing options or just to get an up to the minute Rate Quote!
Current posted rates are in effect as of 07/10/2010 8:42:18 PM Central Time.


30 Year Fixed Rate
RatePointsAPRLock Days
4.250%1.250%4.388%30
4.375%1.000%4.492%30
4.500%0.750%4.596%30
4.750%0.375%4.815%30
5.000%0.000%5.033%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


15 Year Fixed Rate
RatePointsAPRLock Days
3.625%1.500%3.903%30
3.875%1.000%4.080%30
4.000%0.500%4.131%30
4.250%0.000%4.307%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


5/1 Arm, 10 yr. Int. Only Option
RatePointsAPRLock Days
4.250%1.500%4.409%30
4.500%0.875%4.607%30
4.875%0.000%4.907%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


Commercial 10 year Fixed
RatePointsAPRLock Days
5.990%1.500%6.178%30
6.250%1.000%6.392%30
6.500%0.625%6.608%30
6.875%0.000%6.923%30
The APR is calculated using a loan amount of $1,000,000 and these typical fees.


Commercial 5 Yr Fixed
RatePointsAPRLock Days
5.875%1.250%6.034%30
6.000%1.000%6.137%30
6.250%0.625%6.353%30
The APR is calculated using a loan amount of $1,000,000 and these typical fees.


Stated/Stated Commercial Loan
RatePointsAPRLock Days
7.500%2.250%7.859%30
8.375%1.375%8.642%30
The APR is calculated using a loan amount of $500,000 and these typical fees.


CALL for Info/Rates on FHA & Our CalHFA Loan
RatePointsAPRLock Days
5.500%1.000%5.637%30
The APR is calculated using a loan amount of $417,000 and these typical fees.

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