The Orange County Mortgage Blog

 
Commercial/Apartment Mortgage Loans 

(No Personal Residence used for Cross-Collateralization Required) 

Purchase/Acquisition of Commercial & Apartment Buildings.  Refinance for better cash flow management, pay-off balloon coming due,  Buy-out Partner or Access Dormant Equity for business expansion/additional inventory purchase.  

Looking to expand your business operations? Need more working capital to purchase additional inventory?  Is the local banker asking for  too much paperwork/documentation  and  3 years of 1040's  you'd rather not provide?  Relax, help is here; Pinnacle Mortgage Group specializes in commercial loans to the small business owner!  Our Commercial Loan Consultants can arrange a Low or No Doc, No Hassle Loan Program, tailored to your specific business needs.

Whether you own  or are  acquiring  a commercial property or apartment building, we can help.  Our Commercial Loan Programs offer longer terms than banks - up to 10, 15, even up to 30 year amortization - reducing monthly payments while increasing your business' cash flow!   

Also, for a limited time -  Save even More $$$  with a Pinnacle Commercial Mortgage Loan.  Just mention this online promotion and we will attach an "Appraisal Fee Rebate" voucher to your loan file.  A  substantial Savings  up to $1,500.00! (rebated at C.O.E.)     ****Promotion expires end of the Month****

Pinnacle Mortgage Group represents dozens of Wholesale Commercial Lending Conduit's, including several small balance Commercial Mortgage Bankers.   See below for a list of property types we lend on.

Small Balance Loan Amounts & Loan Limits are;  $100,000.00  to $3,000,000.00.  The Stated Income/Stated Asset (no 1040's needed) program is available on loan amounts  from $100k to $1,000,000. 

Traditional  Loan Amounts  of  $5 Million  to $50 Million  require  standard documentation, dscr/cash-flow analysis, 3 years corp./personal taxes.   More Liberal ratio guidelines with higher LTV's than banks/traditional sources for funds at these loan amounts.

We lend on the following commercial property types;

• 5 + unit Apartment Buildings to  multi-building projects
• Retail Shops/Store
• Medical/Dental/Law Office Buildings & Office Condo's
• Warehouses & Storage Unit Facilities
• Light Industrial Buildings
• Industrial Buildings
• Light Manufacturing
• Strip Mall Shopping Centers
• Gas Stations / Automotive Repair Shops (environmental report)
• Mixed Use Commercial - Store front with residential in rear, etc.
• Restaurant/Bar
• Hospitality Industry - Hotel/Motel
• Grocery/Liquor/Convenience Store
• Elder Care Facilities / Nursing Homes

Our Commercial Loans are C.L.E.A.R.

"Commercial Loans Easy As Residential"

Tom Purcell is a Certified Commercial Mortgage Specialist

Ask for Tom directly regarding any Loan Scenario you have

Note: Stated Income/Stated Asset program is an option to borrowers with higher credit scores,  Loan Amts. on this program up to $1 Million.

Please scroll down for Today's Top Commercial Real Estate News or to Calculate your Debt Service Coverage Ratio click on link -

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(Please forward Pinnacle Mtg. Group's Web Address to other Business Owners, Investors and Commercial Property Owners you know.  Also Business Owners who'd like to buy the building they occupy)